Craig Austin

Licensed Ontario mortgage agent and founder of Craig Austin Mortgage Group. Host of The Mortgage Secrets Podcast. Specialty in physician and healthcare professional financing across the Greater Toronto Area, Halton Region, Hamilton, and Kitchener-Waterloo.

A strategic mortgage planner, not a salesperson.

Craig leads Craig Austin Mortgage Group, an independent Ontario mortgage brokerage operating as Tango Ontario (FSRA #13691). His team has earned 170 five-star Google reviews from homeowners, first-time buyers, and real estate investors across the province.

Craig's practice is built around explaining the complex parts of mortgages in plain English. He breaks down penalty math, rate structures, amortization trade-offs, and lender differences into practical decisions clients can actually make. His work focuses on getting the best financing option for each client's current situation and long-term plan, not on maximum commission.

Licensed, regulated, and independent.

Where Craig's practice concentrates.

• 01
  Physician and healthcare professional financing

  Mortgage programs for doctors, residents, dentists, pharmacists, and healthcare professionals across Ontario teaching hospitals and community practices.
• 02
  Self-employed mortgages

  T4A, invoice-history, and stated-income qualification paths for Ontario business owners and contractors who fall outside standard bank underwriting.
• 03
  Mortgage renewals and switches

  Real math on what a bank renewal letter is quietly costing. Full comparison of switch-lender options, including penalty recapture analysis.
• 04
  Refinancing and home equity

  Debt consolidation, renovation financing, and equity take-out strategy with full amortization and after-tax modelling.
• 05
  First-time home buyer programs

  First Home Savings Account (FHSA), RRSP Home Buyers' Plan, and provincial / municipal first-time buyer rebates across Ontario.
• 06
  Bridge financing and investment properties

  Buy-before-sell financing, rental property qualification, and portfolio expansion for Ontario real estate investors.

The Mortgage Secrets Podcast.

Craig hosts The Mortgage Secrets Podcast, a short-form show covering the questions Canadian homeowners actually ask about mortgages. Episodes tackle penalty math, renewal strategy, first-time buyer mistakes, self-employed qualification, and the specific edge cases that come up every week in a working mortgage practice.

Sister Canadian mortgage practices.

Honest mortgage advice, explained in plain English.

Free 30 minute call. Your numbers, your options, your plan. No sales pressure. 170 Google reviews say it works.