Looking for a mortgage broker in Georgetown?
Craig Austin and his team are licensed Ontario mortgage agents working across Halton. Whether you are buying near the old Main Street, renewing in Georgetown South, or refinancing an older home on a deep lot, we compare 50+ Canadian lenders to find the rate and the product that fit your situation. No cost to you.
50+
Lenders compared
5.0
Star rating
$0
Broker fee
Level 2
Licensed agent
The Georgetown housing market
Detached homes across Halton Hills averaged about $1.07M in June 2026, down roughly 4% year over year, with the benchmark for all housing types just under $1M. Townhouses averaged around $851K and were one of the few segments up year over year, and condo apartments came in around $500K. Georgetown is the largest community in Halton Hills, at the northern end of Halton where the region turns rural. Georgetown GO sits on the Kitchener line, which puts a one-seat ride into Union in reach and keeps the town in the commuter belt despite feeling nothing like the 905 south of it. Housing runs from century homes near the Credit River and the historic downtown through to newer subdivisions in Georgetown South, so the same street can hold a heritage property a lender treats cautiously and a 15-year-old build it does not.
Why use a mortgage broker in Georgetown?
A mortgage broker is a licensed professional who shops multiple lenders on your behalf. Instead of going to one bank and accepting their offer, a broker compares rates and terms from 50+ lenders in a single application. The lender pays the broker, so there is no cost to you.
In Georgetown, where property values and mortgage amounts are significant, even a small rate difference translates to thousands of dollars in savings over a 5-year term. A broker also negotiates terms like prepayment privileges, portability, and penalty structures that matter when your life changes.
Craig Austin is a Level 2 Mortgage Agent operating under Tango Ontario (FSRA #13691), serving Georgetown and all of Halton Region. With access to every major lender in Canada and a specialty in physician and healthcare financing, Craig handles everything from first-time purchases to complex refinances and investment properties.
What we help with
Mortgage help in Georgetown
Every situation is different. Here is what we see most often.
Buying a Home
First-time or experienced buyer, we walk you through the stress test, down payment options, CMHC insurance, and closing costs. Then we find the rate and lender that fits your situation.
Mortgage Renewal
Your bank sends a renewal letter and hopes you sign it without shopping around. You can switch lenders at renewal with zero penalty. We compare the full market so you know exactly what you are leaving on the table.
Refinancing
Pulling equity for renovations, consolidating debt, or restructuring your mortgage to save money. We calculate the penalty, compare the options, and make sure the numbers actually work before you commit.
Physician Mortgages
Doctors, residents, and dentists qualify for specific programs that accept offer letters instead of T4s, ignore student debt, and often allow higher loan amounts. We know every lender in Canada that offers these programs.
Self-Employed
Business owners, freelancers, and commission earners face tighter scrutiny from traditional lenders. We know which lenders accept business financials, stated income, or alternative documentation to get you approved.
Investment Properties
Rental properties have different qualification rules, down payment requirements, and rate options. We know which lenders are investor-friendly and how to structure applications to maximize your buying power.
Why homeowners work with us
Why Georgetown homeowners choose Craig Austin Mortgage Group
191+ five-star Google reviews across the GTA, Halton, and Hamilton. Real clients, real outcomes, real numbers.
Canadian lenders compared in a single application
Five-star Google reviews from real clients
Broker fee: compensation comes from the lender, not you
Licensed Mortgage Agent operating under Tango Ontario (FSRA #13691)
Physician mortgage specialty for doctors, residents, and healthcare pros
Host of The Mortgage Secrets Podcast on Spotify
What clients say
“We had a fantastic experience working with Craig and his team. Incredibly helpful, supportive, and made sure we understood every step. Everything felt smooth and stress-free.”
Tamara S., Google Review
“Craig gave me honest expert advice about switching my mortgage on renewal for a better rate. His knowledge was impressive and I felt he had my best interests in mind. Highly recommend.”
Anthony S., Google Review
“Craig made the notoriously challenging process of understanding and securing a mortgage a breeze with his expert knowledge and his ability to explain difficult concepts throughout the home buying process.”
Ryan K., Google Review
The process
How it works
Three steps. No paperwork surprises.
Book a free call
Tell us about your situation - buying, renewing, refinancing, or just exploring your options in Georgetown. We ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.
We shop 50+ lenders
We compare rates, terms, and qualification criteria across the entire Canadian mortgage market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.
You close with confidence
We walk you through every document before you sign. No surprises at the lawyer. Craig stays available by phone, email, or podcast question throughout the process and beyond.
Common questions
Mortgage questions in Georgetown
If your question is not here, book a call - we answer everything.
Ready to talk?
Book a free call with Craig. No commitment, no sales pitch - just honest answers about your Georgetown mortgage.
Book a Call with CraigOr email Craig at craig@wearemortgages.ca